You dread the thought of being involved in a car accident. While you hope it never happens to you, chances are that you’ll be a victim someday. Even minor crashes can cause injuries. No matter how the accident occurs or how badly you’re hurt, it’s important to follow the proper guidelines after the incident. With the right actions, you can keep yourself out of trouble and get the medical and financial help you need.
If you can safely exit your vehicle after the collision, you should do so and remain at the scene. If you can’t get out of your car, wait for firefighters and paramedics to arrive. You should never flee the scene of an accident, whether you were at fault or don’t believe you are to blame.
Call the Authorities
If you can, call the police and alert them of the accident. If there are serious injuries, you should call 911. Witnesses to the crash may have already called the police, but it won’t hurt to make the call as well.
You should next speak with the other driver and obtain his or her contact and insurance information. Provide the other party with your information as well. Remain calm and be civil, and do not accuse the other person or admit guilt.
Give a Report
The responding police officers will speak to you about the incident. Tell them exactly what happened to the best of your recollection. Don’t exaggerate or withhold any details of the accident. You should not admit that you were at fault or be overly emotional. The police will conduct an investigation to determine what caused the crash.
Do Your Own Investigating
You have every right to take photos of the scene and talk to witnesses. You can use this information to build a personal injury case if necessary.
File an Insurance Claim
As soon as possible, contact your auto insurance provider and file a claim. Give the agent as many details as you can, including how the accident occurred, where and what time it happened, how many people were injured and the extent of their injuries, and the condition of your car. If the police report deems that you were not at fault, the other driver’s insurance should assume responsibility as well.
Get to the doctor’s office or hospital as soon as you can. Even if your injuries seem minor, it’s important for a physician to examine you.
If you follow these guidelines after a car accident, you protect yourself. You can also have the basis of a personal injury lawsuit if you choose to go in that direction. Speak with a car accident lawyer, like a car accident lawyer in Newark, NJ, for more information on filing a claim.
Thanks to Rispoli & Borneo, P.C. for their insight into the steps you need to talk after being involved in a car accident.